AIV

Applicants Identification and Verification

What is AIV?

Applicants Identification and Verification (AIV) uses computer vision and deep learning technologies to onboard customers or applicants, without face-to-face interactions via mobile app. It is part of an e-KYC process, which can be further supported by our Automated Customer Due Diligence (ACDD).

AIV Process for applicants

Security made simple

1

Step 1

The applicant manually enters personal details on the app or web integrated with our AIV.

Step 2

The applicant takes a picture of his or her personal ID, which can be an NRIC or passport.

On our end

Our AIV uses the Optical Character Recognition (OCR) technology to extract the ID’s details for comparison with the applicant’s manually entered details.

Our AIV back end also uses OCR technology to verify the genuineness of the ID by checking whether it has the expected landmarks of a genuine ID.

Step 3

As a final step, applicant takes a selfie video before completing the AIV process.

On our end

Our AIV back end performs a liveness detection test to verify that a real person is taking a video.

The back end also compares the applicant’s face image on the captured ID with selfie video to detect the degree of resemblance.

ID Photo Verification
How-to Guide

  • IC
  • Passport

Selfie Verification
How-to Guide

Why choose us?

Ironclad cross-checking ways to authenticate identity and personal ID with applicant’s manual entry of data, image of personal ID and selfie video
0
Number of Malaysians we can onboard for our inclusion of ICAO Passport, MyKad, MyPR, MyKAS, and MyTentera
0 Million
Number of times our selected Convoluted Neural Network (CNN) model has been trained to produce for our AIV's accurate face features vector
0 Million
Number of facial markers used to capture both the face image on a personal ID and live image in a selfie video
0
Total number of landmarks tracked on NRIC (10 landmarks) and Passport (7 landmarks) to ensure that the personal ID is genuine
0
Percentage of our true match rate as required by Bank Negara Malaysia
Above 0 %
Number of report types that can be generated including OCR, landmark, video and e-KYC identification and verification in PDF or Excel format
0

AI that works for you

  • Guaranteed continuous improvement with our AIV’s deep machine learning ability by periodical training of our assessment engine
  • Option for free upgrade to our improved assessment engine with consent to allow your data to be used for retraining our engine

Ease of use

  • Option to configure or tweak parameter thresholds for testing parameters for greater accuracy
  • Display of authenticity and resemblance degree in easy scores
  • Extra function to review and label every AIV applicant for easy management

The Extra Touches

  • Detailed reports for internal review or BNM submission
  • Continuous R&D for other international passports
  • Other operations and system support

Solid Reliability

  • Post manual review by our Business Processing Unit of AIV results to catch false positives and false negatives
  • Secure storage of AIV data in a separate production environment that complies with PCI-DSS and BNM RMIT

The most reliable choice for e-KYC services

Why choose us?

Do you want to increase your business?

Drop us a line and keep in touch

Contact us