Applicants Identification and Verification
What is AIV?
Applicants Identification and Verification (AIV) uses computer vision and deep learning technologies to onboard customers or applicants, without face-to-face interactions via mobile app. It is part of an e-KYC process, which can be further supported by our Automated Customer Due Diligence (ACDD).
AIV Process for applicants
Security made simple
The applicant manually enters personal details on the app or web integrated with our AIV.
The applicant takes a picture of his or her personal ID, which can be an NRIC or passport.
On our end
Our AIV uses the Optical Character Recognition (OCR) technology to extract the ID’s details for comparison with the applicant’s manually entered details.
Our AIV back end also uses OCR technology to verify the genuineness of the ID by checking whether it has the expected landmarks of a genuine ID.
As a final step, applicant takes a selfie video before completing the AIV process.
On our end
Our AIV back end performs a liveness detection test to verify that a real person is taking a video.
The back end also compares the applicant’s face image on the captured ID with selfie video to detect the degree of resemblance.
ID Photo Verification